Jun
Travel Print
UK Consumers Should Read Small Prints
Most of us have probably got quite a few insurance policies for all sorts of different things.
According to a Gocompare.com study, 56 per cent of adults skip details when buying items such as travel insurance, electrical items and mobile phones, therefore Britons pay million of pounds every year. As a result of failing the small prints, Britain is losing out on £130 million a year.
"It's certainly important to read the small print when purchasing goods, especially for something like insurance where an oversight can leave you in a very difficult and stressful situation should things go wrong," said Hayley Parsons, Gocompare.com’s Managing Director.
When you book your flight or cruise or a package holiday, the travel agent invariably offers you travel insurance.
How many people actually bother to read the small print? Not many!
As always, you should read the small print.
What is the accident cover?
What is the medical cover?
Does it include emergency transportation back to your country in case you need specific, emergency treatment?
What is the cover for valuables and cash?
What is the third party/public liability cover?
What important exclusions are provided - that means you can't claim under those circumstances?
What is the excess limit? You pay for the initial amount specified.
Does the travel insurance company provide emergency telephone support?
What are the claim procedures - do you need to make a claim within a specified time?
Such questions may seem unimportant.
The big problem arises when you need to make a claim on your insurance policy - and you find out at that stage that you are either not covered or that you are inadequately covered.
Insurance can be a frustrating business if you aren't aware of some basic issues. You should read the small print carefully when booking your policy and ask for clarification if you need it.
All insurance policies contain a list of circumstance where the policy would be invalid known as exclusions. You should make sure you read the small print carefully; does the policy actually offer the cover you want?
According to a new report from MPs, there should be tougher rules on travel insurance policy, as exclusions are often hidden in the small print.
Each year the insurance policy will need to be renewed. Before doing so you should make sure that the policy still meets your needs by reading the small print again.
About the Author
how can I print email messages from my yahoo inbox without getting the whole yahoo page?
this is a bit of a problem when printing travel itinerary
Use the "Printable View" link to print just the email without the menu and ads.
The link is on the right hand side, in the yellow banner at the top of the message when you're reading it. Just click on the link and another page loads with just the message.Then print that window.
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